What seems like a woman’s downfall ended up being the answer to her financial dreams! The U.S. Sun reports that after Jasmine McCall took a step to break the cycle when it came to money mismanagement within her family, she wound up with $100,000 in just five months (talk about a come up!). Like many Americans, bad credit caught up with McCall, but in her case, it was an adolescent mistake that cost her the ability to open up a checking account as she set out for college. As one of five children raised by a single mother, financial hardship couldn’t seem to escape the now 30-year-old who felt as if she always had to pay for her mother’s past mistakes when it came to money. “At this point in my life, I’ve done really well for myself, but I will never forget the feeling of constantly being rejected because my mom had bad credit,” she said, according to the outlet.

Some months it seems like our paychecks don’t stretch as far as they need to go. And while we’re working on landing that promotion and salary raise, that takes time. We can and should be working to build multiple streams of income in our spare time as well. You may have heard the phrase “passive income” — a term that refers to businesses, investments, or other efforts that provide you with additional income without much extra effort after you set them up. With time and effort upfront, you can build one or more of the following passive streams to help you achieve your financial goals. Build — and monetize — a blog You can make money by developing your own blog. First, you’ll have to pick a unique niche, publish engaging content consistently, and make sure users can find your content. As you build traffic to your site, you can make money through selling display ads as well as through an affiliate marketing program of a major retailer like Amazon. When someone comes to your blog, sees...